Straightforward financing, built for bigger purchases.
Rates as low as 0% APR
Qualifying orders may be eligible for 0% APR financing. Your rate is shown before you confirm.
Real-time decision
Enter a few details at checkout and see your options in seconds — no long applications.
No hidden fees
No late fees, no compound interest, no surprise charges. You'll only pay what you agree to at checkout.
Flexible terms
Choose the payment schedule that fits your budget — from a few months to a few years, based on your offer.
How it works
Three steps from cart to confirmed.
Affirm is available at checkout on eligible ALEKO orders. Here's what to expect.
1
Add to cart & check out
Fill your cart as usual. When you reach checkout, choose Affirm as your payment method.
2
Enter a few details
Provide basic information for Affirm's quick eligibility check — you'll get a real-time decision.
3
Pick your plan & pay over time
Choose the payment schedule that fits your budget, confirm, and your order ships. Manage payments in the Affirm app.
Example Payment Plan
for a $2,799 Paris Gate (16 × 6 ft)
$466.50 Monthly
6 MonthsInterest (0.00% APR)Total: $2,799
$233.25 Monthly
12 MonthsInterest (0.00% APR)Total: $2,799
$97.03 Monthly
36 MonthsInterest (15% APR)Total: $3,492.85
Example only. Actual plans and rates are determined by Affirm at checkout based on your purchase amount and eligibility.
FAQ
Frequently asked questions.
Who is eligible for Affirm financing?
Affirm is available to eligible U.S. residents. You'll need to be at least 18 years old (19 in Alabama), have a valid U.S. mobile phone number that can receive SMS, and provide basic identifying information. Eligibility and specific loan offers are determined by Affirm.
Will checking my eligibility affect my credit score?
Prequalifying with Affirm involves a soft credit check, which does not affect your credit score. If you accept a loan and complete your purchase, Affirm may report your loan and payment activity to credit bureaus.
Are there any hidden fees?
No. Affirm charges no late fees, no service fees, and no prepayment penalties. You'll only ever pay what you agree to at checkout. If your loan carries interest, it's simple interest — not compound.
What are the payment terms?
Payment terms depend on your purchase amount and eligibility. Common options include monthly plans over 3, 6, 12, 24, or 36 months. Some plans offer 0% APR; others carry APRs from 0–36%. Your exact options are shown at checkout.
Can I pay off my Affirm loan early?
Yes. You can pay off your loan at any time with no prepayment penalty. Paying early can save you money on future interest if your loan carries an APR above 0%.
What if I need to return an ALEKO product?
Standard ALEKO return policies apply. If your return is approved, the refund is issued to Affirm and applied to your loan balance. Contact ALEKO customer service to start a return, and see the Affirm Help Center for details on how refunds affect your loan.
Which ALEKO products can I finance with Affirm?
Affirm is available for eligible orders across ALEKO's catalog — gates and fencing, awnings, saunas, outdoor living, and more. Look for the Affirm monthly-payment message on product pages, or select Affirm at checkout to see your options.
Who do I contact about my Affirm loan?
For questions about your loan, payments, or the Affirm app, contact Affirm directly through their Help Center. For questions about your ALEKO order, product, or return, contact ALEKO customer service.
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Financing is available at checkout across ALEKO's catalog on eligible orders.
